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How It Works

Applying for a payday loan is simple when you use applynows.tripod.com! You can quickly and easily apply for a loan of $100 up to $1000 from the privacy of your home. All you have to do is provide us with basic information, which we will use to match you with lenders that offer loans to meet your unique needs. After being approved by a lender, you will be provided with the terms of the loan, and if you accept them it won't be long before your money is deposited into your bank account!

Our payday lenders do have a few requirements to issue a loan. They include:

  • Being at least 18 years old
  • Employed at the same job for the last 30 days
  • A valid checking account
  • Earning at least $800 each month

You will also have to provide your home and work phone numbers, along with an email address.

 

Quick Inquiry Process

A lender that you have been matched with will receive your inquiry within seconds. Lender will then contact you and will require additional information such as your fax number in order to fax you a few things and for you to fax them a few things such as your pay stub etc.

 

How to Apply

After submitting your information to applynows.tripod.com, we will instantly search our large network of payday lenders to find the best match. If approved, you will then have the opportunity to review the terms of the loan. In some cases, lenders may ask for additional information from you.

 

Send Cash Directly to You

After lender has been approved your application the loan will then be transferred to your checking account.

 

Fast Cash

Following the approval of your loan you can sit back and wait for your cash. Your loan will be processed quickly, and your money will be deposited directly into your bank account.

 

Private and Secure

We make use of the most secure and advanced encryption technology in order to protect your private data.

 

applynows.tripod.com is Secure

Our site uses state of the art 256 bit SSL encryption protocol while handling your data. You can feel comfortable providing your personal information when applying for a loan with one of our lenders- we guarantee that our site is fully secure 24 hours a day.

 

Automated Repayment

The loan fees and the loan will be withdrawn automatically from your checking account when it is due, so you do not have to do anything. For your convenience, your loan payments will be automatically taken out of your bank account. You will never have to worry about sending a check, or logging into a website to make a payment.

 

Implications of Late Payments

Every lender on our network determines their own policies in regards to late payments. There are numerous cash advance lenders who are a part of our network but follow different late payment policies. It is up to you to read through and understand their policies prior to appending a digital signature in order to constitute your legal obligation to pay back the loan. However, the state laws in some places will determine how much late fees a lender can charge.

 

Renewal Policy

Obtaining a loan extension, also known as a rollover, is dependent upon the lender and the laws of your state. If extensions are permitted by law, lender may charge a substantially higher amount when repaying the loan.

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Consumer Notice: A payday loan, also known as cash advance is a short-term loan given to the borrower until his or her next payday. Purpose of the payday loan is to provide the borrower a short-term financial relief. Payday loan is not a long-term financial solution. Borrowers who face debt and credit difficulties should seek out professional financial advice. Borrowers are encouraged to review local laws and regulations governing payday loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.

Disclaimer: Payday Loans This website does not constitute an offer or solicitation to lend. applynows.tripod.com is not a lender and does not make loan or credit decisions. applynows.tripod.com provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. applynows.tripod.com is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

You are under no obligation to use applynows.tripod.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender.

Subject to our Privacy Policy, applynows.tripod.com will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. applynows.tripod.com does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender. Payday Loans

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.- Payday Loans

Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.

You will not be charged any fees to use applynows.tripod.com's service. Learn more about Rates & Fees.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-Payment:

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. None payment of a payday loan might negatively effect your credit history.

 
 
 
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